Finowo

KYC, AML, GIIF.
Automated.

Verify identities, screen transactions and file regulatory reports without spreadsheets, manual reviews or third-party connectors.

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Why compliance teams switch to Finowo.

KYC and KYB in seconds, not days

Identity verification for individuals and businesses through a single API call. Document parsing, sanctions list matching and PEP screening — all before the first transaction.

Transaction monitoring that thinks in patterns

Every transaction scored against velocity, amount and network rules. Suspicious patterns flagged in real time, not discovered in a quarterly audit.

GIIF reports filed automatically

Transaction reports generated and submitted to the GIIF system per Polish AML Act. Threshold alerts for transactions above €15,000. Full audit trail retained for 5 years.

Identity Check
● Live
Verification steps
Document scanPassed
Sanctions listClear
PEP screeningClear
Risk scoreLow
Type
KYB
Time
4.2s
Verified — ready to transact

Every compliance check, one platform, fully automated.

KYC & KYB Verification

Identity checks in seconds, not days.

  • Document parsing and validation for individuals and businesses
  • Sanctions list matching and PEP screening on every counterparty
  • Risk score assigned automatically — manual review only for high-risk
  • Enhanced due diligence workflow with document upload and review queue
  • Verification results returned via API in under 8 seconds
Verification Queue
3 passed
KYB
Tech Solutions Sp. z o.o.
NIP 5213012345
Verified
KYC
Jan Kowalski
PESEL ••••2847
Verified
KYC
Anna Nowak
ID doc scan
In review
Avg. time
4.2s
Pass rate
96%
API calls
1

AML Screening

Sanctions and PEP checks on every transaction, not just at onboarding.

  • Real-time screening against EU and UN sanctions lists
  • PEP and adverse media checks with configurable risk thresholds
  • Ongoing monitoring: re-screen counterparties when lists update
  • Whitelist trusted entities and customise escalation paths
  • Full screening history retained for audit and regulatory review
AML Screening
Live
Screening results
EU SanctionsClear
UN SanctionsClear
PEP DatabaseClear
Adverse media1 match
CounterpartyGlobal Trade Ltd.
Risk level
Medium
Escalated for review — adverse media hit

Transaction Monitoring

Every transaction scored. Suspicious patterns flagged in real time.

  • Configurable rules: velocity, amount thresholds, geographic patterns
  • Risk scoring engine with machine learning models for anomaly detection
  • Real-time alerts routed to your compliance team for review
  • Case management workflow with investigation notes and resolution tracking
  • False positive reduction through rule tuning and feedback loops

Compliance · Transaction monitoring runs on every payment, 24/7. Alerts are logged with full context for regulatory review.

Live Monitor
24/7
Rule engine
Velocity check
12 tx/hr
Amount threshold
€18,200
Geographic pattern
PL → PL
Network analysis
2 hops
Risk score
67
Action
Alert
TX today
842
Alert routed to compliance team

GIIF Reporting

Regulatory reports filed automatically. Zero spreadsheets at quarter-end.

  • Transaction reports generated and submitted to GIIF system automatically
  • Threshold alerts for transactions above €15,000 per AML Act
  • Confirmation of submission with downloadable copies for records
  • Full audit trail retained for 5 years per Polish regulation
  • KNF examination-ready exports available on demand
GIIF Report
Submitted
Report #STR-2024-0421
TransactionTX-8421
Amount€16,500.00
Threshold€15,000 exceeded
TypeSTR — Automatic
Filed2024-05-14 09:32
Audit trail
5 years
KNF export
Ready
Download PDF
View in GIIF

AML screening and GIIF reporting, built into the workflow.

Not a separate tool. Not a quarterly project. Compliance runs on every transaction, every counterparty, every day.

AML

AML Screening

Poland · AML Act

  • Real-time sanctions list and PEP screening on every counterparty
  • Risk scoring with configurable thresholds and escalation rules
  • Enhanced due diligence workflow for high-risk customers
GIIF

GIIF Transaction Reporting

Poland · AML Act

  • Automatic report generation and submission to GIIF system
  • Threshold alerts for transactions above €15,000
  • Full audit trail with 5-year retention per regulation

Questions compliance officers ask us.

  • KYC and KYB identity verification, sanctions list screening, PEP checks, transaction monitoring with risk scoring, and automatic GIIF reporting — all through one API.

Automate compliance before your next audit.

Start with KYC checks in sandbox. Add AML screening and GIIF reporting when ready. Same API, same dashboard.

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